Legal Information

Last Updated: February 2026

At GoodBooksMoney, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our mobile application.

Quick Summary: We collect only the information necessary to provide our service. Your data is encrypted, never sold to third parties, and only shared between you and your partner. You have full control over your data and can delete it at any time.

1. Information We Collect

1.1 Information You Provide

When you use GoodBooksMoney, we collect information that you voluntarily provide, including:

Account Information: Name, email address, and password when you create an account
Profile Information: Optional profile details such as display name
Wishlist Data: Items, costs, priorities, and other content you create within the app
Savings Goals: Goals, target amounts, dates, and progress
Communication Data: Messages you send through our support channels

1.2 Automatically Collected Information

We automatically collect certain information about your device and how you use the app:

Device Information: Device type, operating system version, unique device identifiers
Usage Data: Features used, actions taken, timestamps, and crash reports
Location Data: Only if you grant permission; used solely to improve app functionality

2. How We Use Your Information

We use your information to:

Provide and maintain the GoodBooksMoney service
Sync wishlist items and savings goals between you and your partner
Send notifications about item updates, endorsements, and goal progress
Improve app functionality and user experience
Respond to your support requests and communications
Detect and prevent fraud, abuse, or security incidents
Comply with legal obligations

3. Information Sharing

3.1 With Your Partner

When you connect with a partner in GoodBooksMoney, the following information is shared between your accounts:

Shared wishlist items, costs, and priorities
Savings goals and progress
Profile information (name)
Activity history and endorsements

3.2 With Third Parties

We do not sell your personal information. We may share information with:

Service Providers: Cloud hosting (Firebase), analytics tools who assist in operating our service
Legal Requirements: When required by law, court order, or to protect our rights and safety
Business Transfers: In the event of a merger, acquisition, or sale of assets

4. Data Security

We implement industry-standard security measures to protect your information:

End-to-end encryption for data transmission
Secure encrypted storage of all personal data
Regular security audits and vulnerability assessments
Access controls limiting employee access to personal data

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

5. Data Retention and Deletion

We retain your personal information for as long as your account is active or as needed to provide you services. You can request deletion of your account and associated data at any time through the app settings.

Upon account deletion:

Your account and all associated data will be permanently deleted within 30 days
Your partner will be notified of the disconnection
Shared wishlist history may be retained in your partner's account as part of their data

6. Your Rights

Under Australian privacy law (including the Privacy Act 1988), you have the following rights:

Access: Request a copy of your personal information
Correction: Request correction of inaccurate or incomplete data
Deletion: Request deletion of your personal information
Portability: Request your data in a portable format
Objection: Object to certain uses of your information
Withdraw Consent: Withdraw consent for data processing at any time

To exercise these rights, contact us at privacy@goodbooksmoney.app.

7. Children's Privacy

GoodBooksMoney is intended for users aged 18 and older. We do not knowingly collect personal information from children under 18. If we become aware that we have collected information from a child under 18, we will take steps to delete that information promptly.

8. International Data Transfers

Your information may be transferred to and processed in countries outside of Australia. We ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy and applicable laws.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

Posting the updated policy in the app
Sending you a notification through the app or email
Updating the "Last Updated" date at the top of this policy

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

Email: privacy@goodbooksmoney.app
Contact Form: goodbooksmoney.app/contact
Location: Perth, Western Australia

For complaints about privacy matters, you may also contact the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au.

Welcome to GoodBooksMoney! These Terms of Service govern your use of our mobile application and services. By using GoodBooksMoney, you agree to these terms.

Important: Please read these terms carefully. They include important information about your rights and obligations, including limitations on liability and dispute resolution procedures.

1. Acceptance of Terms

By creating an account and using GoodBooksMoney, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, you may not use our services.

You must be at least 18 years old to use GoodBooksMoney. By using the service, you represent that you meet this age requirement.

2. Description of Service

GoodBooksMoney is a wishlist and savings collaboration application designed for couples. The service allows you to:

Create and manage shared wishlists
Set priorities using the MoSCoW method (Must Have, Should Have, Could Have, Wish List)
Create and track savings goals
Endorse items with your partner for shared decision-making
Track progress toward financial goals together

We reserve the right to modify, suspend, or discontinue any aspect of the service at any time, with or without notice.

3. Account Registration

3.1 Account Creation

To use GoodBooksMoney, you must create an account by providing accurate and complete information. You are responsible for:

Maintaining the confidentiality of your account credentials
All activities that occur under your account
Notifying us immediately of any unauthorized access

3.2 Account Security

You agree to use a strong password and to keep your login credentials secure. We are not liable for any loss or damage arising from your failure to maintain account security.

4. User Conduct

You agree not to use GoodBooksMoney to:

Violate any applicable laws or regulations
Harass, abuse, threaten, or harm others
Upload malicious code, viruses, or harmful content
Attempt to gain unauthorized access to our systems
Impersonate others or misrepresent your affiliation
Interfere with or disrupt the service or servers
Use automated tools to access the service without permission
Collect or harvest personal information about other users

5. Intellectual Property

5.1 Our Property

GoodBooksMoney and all related content, features, and functionality are owned by us and protected by intellectual property laws. You may not copy, modify, distribute, or reverse engineer any part of our service.

5.2 Your Content

You retain ownership of the content you create (wishlist items, savings goals, etc.). By using GoodBooksMoney, you grant us a license to store, process, and transmit your content as necessary to provide the service.

6. Fees and Payments

GoodBooksMoney is currently free to use. If we introduce paid features or subscriptions in the future:

We will provide advance notice of pricing changes
All fees will be charged in Australian Dollars (AUD) unless otherwise stated
Subscriptions will auto-renew unless cancelled before the renewal date
Refunds may be available in accordance with Apple App Store policies

7. Partner Connections

When you connect with a partner through GoodBooksMoney:

You consent to sharing wishlist data, savings goals, and activity with them
Both users must consent to the connection
Either user may disconnect at any time
You are responsible for choosing whom to connect with
We are not responsible for disputes between connected partners

8. Termination

8.1 By You

You may terminate your account at any time through the app settings. Upon termination, your access to the service will cease immediately, and your data will be deleted in accordance with our Privacy Policy.

8.2 By Us

We reserve the right to suspend or terminate your account if:

You violate these Terms of Service
You engage in fraudulent or illegal activity
Your account has been inactive for an extended period
We are required to do so by law

We will provide notice where reasonably possible, except in cases of serious violations or legal requirements.

9. Disclaimers

GoodBooksMoney is provided "as is" and "as available" without warranties of any kind, either express or implied. To the fullest extent permitted by law, we disclaim all warranties, including:

Warranties of merchantability and fitness for a particular purpose
That the service will be uninterrupted, secure, or error-free
That defects will be corrected
That our servers are free of viruses or harmful components

10. Limitation of Liability

To the maximum extent permitted by Australian law, GoodBooksMoney and its affiliates, officers, employees, and agents shall not be liable for:

Indirect, incidental, special, consequential, or punitive damages
Loss of profits, revenue, data, or use
Personal injury or property damage
Damages arising from your use or inability to use the service

Our total liability for any claim related to the service is limited to the amount you paid us in the 12 months preceding the claim, or AUD $100, whichever is greater.

11. Indemnification

You agree to indemnify and hold harmless GoodBooksMoney from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

Your use of the service
Your violation of these Terms
Your violation of any rights of another party
Content you submit through the service

12. Dispute Resolution

12.1 Governing Law

These Terms are governed by the laws of Western Australia and the Commonwealth of Australia. Any disputes shall be subject to the exclusive jurisdiction of the courts of Western Australia.

12.2 Informal Resolution

Before filing a legal claim, you agree to contact us at legal@goodbooksmoney.app to attempt to resolve the dispute informally.

13. Apple App Store Terms

If you download GoodBooksMoney from the Apple App Store, the following additional terms apply:

These Terms are between you and GoodBooksMoney, not Apple
Apple has no obligation to provide support or maintenance
Apple is not responsible for any product warranty claims
In the event of any failure to conform to applicable warranties, you may notify Apple for a refund, and Apple will have no other warranty obligation
Apple is not responsible for addressing claims relating to the app, including product liability, legal compliance, or intellectual property infringement
Apple and its subsidiaries are third-party beneficiaries of these Terms

14. Changes to Terms

We may modify these Terms from time to time. When we make material changes, we will:

Post the updated Terms in the app
Update the "Last Updated" date
Notify you through the app or via email

Your continued use of the service after changes take effect constitutes acceptance of the updated Terms.

15. General Provisions

15.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and GoodBooksMoney regarding use of the service.

15.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

15.3 Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.

15.4 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

16. Contact Information

For questions about these Terms of Service, please contact us:

Email: legal@goodbooksmoney.app
Contact Form: goodbooksmoney.app/contact
Location: Perth, Western Australia

Acknowledgment: By using GoodBooksMoney, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.